Saturday, December 4, 2010

Hide and Seek - Organizing the Refrigerator and Pantry

We all know that one of the biggest areas we can save money is in the grocery budget.  But there’s more to it than getting good deals on what we buy.  We want to make sure we are eating the things that we buy. 
This post and the next are going to be about ways we can more effectively use what we bring home from the grocery store.
One of my biggest problems is keeping the refrigerator and my pantry area organized.  But we need to do it in order to be able to keep track of what we have and what we need to buy on the next shopping trip. 
This probably will take you a while, especially if you keep a stockpile, so you probably want to organize the fridge one day and the pantry another day.  It will also be helpful if you do this when it’s close to time for your next shopping trip since you’ll be removing everything from the refrigerator/pantry.  The less food that is in there, the better.
And that’s the first step.  Take everything out and set it to the side, making sure to get rid of everything that is expired and putting in a sack/box for donating anything that’s not expired but you don’t plan on using.
When organizing your fridge, take advantage of adjustable shelves if you have them.  Make sure that you have enough tall space for any tall items you keep.  Give the refrigerator/pantry a good deep cleaning, since, chances are, they don’t get emptied very often.
Find the coldest spot in your refrigerator (probably toward the bottom) and put items there that need a colder environment, such as meat.  Use the door for condiments and other items that don’t need quite as cold an environment, since the door is warmer and has a lot of fluctuation in temperature.  Don’t store your eggs here, for that reason.
Store your leftovers in one section, keeping everything labeled and making sure that items are rotated so that the older items are used first.  That goes for items that are not yet leftovers and items in the pantry.  You don’t want perfectly good food to go bad because you’re using the stuff you bought today rather than the stuff you bought two weeks ago.
Take advantage of the crisper drawers.  See this link  for some tips about how to store your vegetables for optimal taste and longevity.
Don’t cram your fridge too tightly because the cold air needs room to circulate.
Another thing to be aware of is the possibility of foods being contaminated by dripping meat.  Store your meat at the bottom or at least on a plate to protect the items below.
When it comes to your pantry, store things by function.  Put baking supplies in a section, canned goods in another and cereal in another.  Make sure everything is visible.  Put taller items to the back so they aren’t hiding the smaller items.  Amazon sells some “tiered racks (here’s one for spices) that can help make items more visible, such as canned goods and spices. Buy these by earning Amazon gift cards from Swagbucks!
Store heavy items toward the middle of your pantry area so there is less need for lifting up or trying to keep from dumping it on your head.  The lighter items like crackers and cereal can go higher up since they would likely hurt less than a large can of tomatoes!
Invest in some good storage containers and use those to organize and protect items from being spoiled or contaminated.  Flour, rice, and dried beans are a few items you probably want to repackage rather than keep in their store-packaging.  Make sure everything is clearly labeled and dated.

Likely, many of these tips you have already heard and already use, but I hope one or two of the tips above will help you to have a more functional kitchen.  There’s nothing like buying ten more cans of tuna and coming home to realize you already had ten cans, but they were hiding behind the soup!

Wednesday, November 24, 2010

Cheap Jewelry Care

I am very excited!  CVS has a jewelry armoire on sale, and I'm combining my ECB and a $5 off $25 coupon to get it even cheaper than the regular price.  I can't wait to get it on Friday!

Because of that, I decided to FINALLY figure out how to clean some of my tarnished silver jewelry.  They are some of my favorite pieces, and I've not been wearing them since they didn't look pretty at all. 

After some research online, I found that it's relatively easy to clean tarnished jewelry.  All you need is a bowl or casserole dish, hot water, and baking soda.  Check out this link for the instructions on how to do it.  Not only does it explain how to do it, but it even explains how it works, if you're interested in that kind of thing. 

All my tarnished pieces are now looking beautiful and wearable again!  They are ready for that armoire!!

Are any of you going Black Friday shopping?  Let us know the good deals you get!

Saturday, November 13, 2010

On This Day in Christian History by Robert J. Morgan

Compliments of BookSneeze.com, I was able to read On This Day in Christian History by Robert J. Morgan.  I was very excited to be able to read and review this book because Christian History is one of my favorite subjects to study.  The book is, as the title tells, a year’s worth of events from Christian history.
This book is a faith builder, bringing to the reader’s attention those that came before, in a similar way as Hebrews 11 does.  Each day gets one page, so the stories are not overly detailed, but it is perfect for someone who wants to start learning about the history of the church.  You can get a sample of people and events in different time periods and if you find something interesting, there are plenty of other resources that will help you dig deeper.  I would absolutely recommend this book to others.

My apologies for not making this one available as a giveaway.  I'm going to be a bit selfish and keep it for myself!  If it sounds interesting to you, you should be able to find it in your local Christian bookstore or at Amazon.com. 

Yummy Steamed Vegetables!

Are you loving all the frozen vegetables that come in the steamer bags?  I sure am!  Though, I have to say, they are a little expensive.  I checked the unit prices today in comparison to the store brand frozen vegetables without the steamer bag, and really I wasn't surprised.  Some items were twice as expensive as the store brand.  I really don't want to try to steam the vegetables by myself.  I am a big fan of quick and easy. 

ZipLoc and Glad have both recently come out with steamer bags.  I bought a package today.  It came with 10 medium sized bags (appropriate for 2-4 servings; there is a larger version as well).  The price on the shelf was $2.47.  I had a ZipLoc coupon for $.55 off any ZipLoc bag.  That brought the bags down to about $.20 each.  They are intended for vegetables of course, but you can use meat in them as well.  The package suggests that you not reuse the bags because of the risk of cross-contamination, but I don't plan on using any meat in mine, so I plan on reusing them.  So now I can buy a large, economical (make sure to check those unit prices!) bag of frozen broccoli or whatever, and portion out however much I want for dinner into one of those steamer bags.  Also, you can make your own mixed vegetable combinations.  Today I bought broccoli, yellow squash, peas and carrots all in separate bags.  And I can mix them as I wish and season them and have some great steamed vegetables at less cost than using the more expensive vegetables already packaged and seasoned for steaming. 


The most fun ways to save money are to be able to do what you did before but still save some of your hard-earned cash.  What's your best tip for doing/fixing the same thing differently in order to save some money?  Post it here on the blog or on the Facebook page, and let everyone else know your great tip.

Friday, November 5, 2010

how can i help others who are struggling when i am struggling myself?

We all know from the news and conversations with people around us that the economy is making things tight for everyone.  Maybe for some people it was tight even before things got bad.  We look around and want to help, but how do you help people when you’re not doing so well yourself?

I have a few tips for you.  First of all, as you continue learning couponing strategies and other ways of saving money, share them!  Even just teaching someone the simple trick of combining coupons with sales will start giving them a little wiggle room in their grocery budget. 

You might also consider coupon sharing.  At a place you often frequent, set up a bin of some sort (maybe an index card box or shoebox) for people to put coupons they aren’t using and to look for coupons they need.  You don’t have a cat, but you have a dog, so put your cat food coupons in, and find some extra dog food coupons for that great sale this week.  Just make sure you ask permission from whoever’s in charge before you place the box.  You could also try out a “coupon-train.”  Basically this is a group of people who all share coupons by mailing coupons to each other, taking out what they want and putting in what they don’t need.  This is a little more complicated because it takes a little more organization and people need to be on the ball so that coupons don’t set on someone’s counter too long. 

When you go to the store with your coupons and find that your coupon for “X” didn’t match up like you expected or wasn’t a good enough deal to compete with another brand, maybe you could leave the coupon there next to the product.  Chances are, someone who is brand-specific on that item will be excited to find that $.50 off their Cheerios or whatever.

Another great tip:  when you shop at the drug stores like Walgreens and CVS, there are sometimes some really good deals on toothpaste and other hygiene items.  If you find a particular brand of toothpaste is waiting on the shelf for you to take it away for nothing, or at least way cheaper than you ever expected to see toothpaste, but it’s not your brand, get it anyway.  Start a tub or box for those cheap or free items that you won’t make use of.  When it fills up, take it by a homeless shelter, domestic abuse shelter, or church food bank.  People need all kinds of things when there is no money, not just food.  You can help, and you’re really not hurting your own budget.  Just keep an eye out for those really good deals, even if you’re not going to use them, and give them to those who can.

And one last tip:  sometimes military bases will take expired coupons.  What does that mean for you, oh ye civilian?  Tell me, how many expired coupons do you throw away at the end of the month?!?  Check out the Overseas Coupon Program and this E-How article to learn how to mail your expired or nearly expired coupons to a military base. 

Even when money is tight, we can still find ways to join together and help each other weather the financial storm.  It just takes a little time and creativity.

Tuesday, November 2, 2010

How to Beat Debt

I had a small victory with my credit card company yesterday that brought me down to 0% interest until the card is paid off.  The account is effectively closed, so I can't use it anymore, which is just fine because I wasn't planning on it anyway.  :-D  In honor of my triumph, here are some tips on how to save money by managing and paying down your debt.

Paying off debt, especially high-interest debt, is an important way you can save money.  Dave Ramsey suggests saving a small emergency fund of around $1000 and then throw any extra money you have toward your debt.  A savings account with .almost-nothing% interest is okay, but paying off that 15, 20, 30% credit card is going to save you a lot of payments in interest. 

If you've never checked out what Dave Ramsey has to say or never gone through his Financial Peace University, you really ought to.  That's a great place to start learning a new attitude toward money.  And that's not just debt but savings as well.  His program really educated me on how to manage the money you have.  And if you're using those good coupons, maybe there's a little extra around to put to that credit card, above the minimum payment. 

Until you are able to go through the Financial Peace University, here are a few tips to start with:  Start putting every extra dollar toward you debt.  Be more frugal in your spending so that there's more money paying off that credit card or student loan.  The faster you're able to pay off those debts, the faster you're going to free up your money to work for you instead of Visa and Mastercard.  And if you have more than one debt, focus on one at a time.  Pay the minimum on everything but one.  When you get that one paid off, close the account (GET DOCUMENTATION), and start paying off the next one in line.

Avoid consolidation plans or debt settlement programs.  They may be a few that are solid and trustworthy, but in general, you end up worse than you started.  Just buckle down and start paying them off.  And for goodness' sake, if you're trying to pay off your debt, don't tack more on! 

Pay attention to due dates.  Credit card companies sometimes shift due dates around in order to add more fees to your account.  You don't want your payment to be late simply because the credit card company altered the due date. 

If you're using a bill pay program through your bank, keep an eye on those minimum payments.  A while back, my credit card company did not send the correct total to my bank.  It was . . . $.13 less than the actual minimum payment.  They slapped me with a late fee and raised my interest rate several percent higher than it had been.  You can call and complain to the credit card company if that happens, and hopefully they'll do something about it, but it's just better to be watchful.  And who pays just minimum payments these days anyway?

If you have a high interest rate, call your credit card company and ask them to lower your rate.  Seems simple.  But why would the credit card company do that?  If you suggest that you are going to transfer your balance to another card with a lower rate, they may be more than willing to drop it for you.  It's hard to say how many percent they might drop it, but even a percent or two equals some savings.  If the person you get on the phone refuses, ask for their manager.  Be a little persistent about it.  The worst they can do is say no. 

Avoid consolidation plans or debt settlement programs.  They may be a few that are solid and trustworthy, but in general, you end up worse than you started.  Just buckle down and start paying them off.  And for goodness' sake, if you're trying to pay off your debt, don't tack more on! 

That's just a few tips for you.  If you have any debt questions, ask me and I'll try to help.  Better yet, go check out Dave Ramsey's site (see above). 

Put those coupon savings to good use!!

Monday, November 1, 2010

Birthdays!!!

My birthday was Saturday, and it was a great reminder of an extra perk that comes with birthdays.  I got a coupon for a free meal at IHOP, extra points on Swagbucks, and a $3 off anything coupon from CVS.  Really, how great is that?  And I'm sure I could have had more if I were signed up at the right websites.  Kids get even more deals!  Keep an eye out for birthday clubs and similar promotions.  It might be a "with purchase" deal or something similar, but it could be worth it.  Maybe you can make it a birthday tradition in your family to go to a particular restaurant.

Wednesday, October 27, 2010

And the winner is . . . . . .

DRUM ROLL PLEASE!!!

Bruce Miller!  I hope you like Max Lucado!  Send me your email address via Facebook or my email, howtopinchapenny@gmail.com, whichever you prefer, and I'll get your new book on its way.

Just as a warning, I love to write down what I'm thinking when I'm reading a book, so I stuck post-its throughout the book when something struck me.  I hope it enriches the reading experience for you a bit.

Monday, October 25, 2010

Max Lucado Outlive Your Life

Courtesy of BookSneeze.com, I was able to read Max Lucado’s book Outlive Your Life.  The purpose of the book is to teach the readers to live in such a way that the decisions they make outlive themselves, for the good of other people.  I found one sentence in chapter 7 that seems to sum up the entire book:  “Works done in God’s name long outlive our earthly lives.” 

I was pleased with Max’s writing style, and I felt like we were having a conversation.  He was speaking kindly, but not so carefully that he was unwilling to point out something that might be uncomfortable or that we might be unwilling to hear.  He made me consider what I am doing in my life at this point and how my actions will impact people around me and the people that I haven’t met yet or may never meet.  I did find once or twice that I disagreed with his interpretation of scripture, concerning a verse that is often misinterpreted, but overall I believe he did a fine job.  The good far outweighs the bad, and I would suggest everyone read it in order to get a more clear perspective on living life.



This is the book I'm giving away on Wednesday.  Remember the way to enter the drawing is to either like the Facebook page (look on the right side of the blog to find it) or subscribe to this blog.  You can get a second entry by sharing one of the blog posts on your Facebook wall and letting me know you did it.  If you don't win, I suggest you use one of the tips in this post or go to http://www.amazon.com/ to check it out.

Saturday, October 23, 2010

Win a Free Book!

The book giveaway is coming!  The drawing will be done Wednesday evening, via www.random.org, and the winner will be posted on the blog.  Here is how you enter:

Everyone who likes the Facebook page and/or follows the blog on Blogspot gets one entry.
Everyone who posts a link to the blog on their Facebook page gets another entry.  It would be great if you chose your favorite post to put on your Facebook, but that’s not required.  (Make sure you tell me that you posted, in case I don’t see it.)

Yes, I understand that this is a blatant scheme for getting more people reading the blog.  You don’t mind, do you?

Here’s another couple hints as to the author:  He has been a well-known author for several years, and he ministers at a large church in Texas.  He also has a radio show.  Whoever is the first to correctly guess the author will get two extra entries into the drawing!

Friday, October 22, 2010

How Do I Save Money on Books?

I just got a brand new book in the mail today.  There's nothing like cracking a book for the first time.  I sometimes even run my hand across the paper or flip the pages a little with my thumb.  Just a kind of get-to-know-you moment. 

In honor of the new book, I want to give you some tips on how to save money on books.  (Make sure you go all the way to the bottom; I promise you won't want to miss the last tip!)


First of all, there is the tried and true library.  Thank God for Andrew Carnegie, right?  A building chock full of books, and even audio books, movies, magazines and newspapers.  But especially books.  And you can take them home for free!  Just be sure that you get them back on time.  If they sit in your house too long past the due date, those fees start stacking up.

If you have several friends that all like the same kind of book, try swapping with each other.  If you loved it, your friend or neighbor might, too, and chances are they have one that you want to read.

If you like the idea of book-swapping, you might want to take that a step further and try out BookMooch.  BookMooch is a website that allows you to list books that you no longer want.  You earn points by listing books and sending books to other members who are interested in those books.  Then you spend those points by requesting books that other members have listed.  This works great except for books that are particularly heavy because you do have to pay postage.  Generally though, postage is cheaper than buying a book new.

Try out used book stores.  You never know what you're going to get; some are fabulous, and some are not so great, but you may find some great buys.  Many used book stores also buy used books for either cash or store credit, but you'll want to be careful of that.  BookMooch may net you a better deal if the used book store doesn't pay much for your book.

Go yard saling.  This does take some patience and gas in the car, but you never know what you might find looking through the book collections that people no longer want.  I especially like church and other fundraising type sales because so many people are donating their items, not to mention knowing your money is going to a good cause.  Also sometimes libraries will purge their shelves and have a book sale.  Just imagine how many great books will be there!

Be particular about the books you buy.  If you don't really think you'll end up reading it, don't get it.  And if you're unsure if you're going to like it, check out the reviews.  Get a better idea of what you're in for, and if it sounds like it's up your alley, go for it.  If not, let it pass you by.

Consider the timing of your purchase.  If it's a new release, it's going to be more expensive.  Wait a while, if you can stand it.  Even better, wait till it's released as a paperback.  You've always heard patience is a virtue! :)

Get familiar with the classics.  Did you know that a lot of classics are no longer copyrighted and are available online?  You don't get a hard copy of the book to set on your shelf, but you can read it.  And if you love it and want a hard copy, then go buy it.  Project Gutenberg is a great place to look for those classics.  And there is an iPhone app called Stanza that links to Project Gutenberg and other similar sites that allow you to download the books right to your phone.  I read The Count of Monte Cristo and Alice in Wonderland that way not long ago.

Another way is to check out used bookstores online.  Barnes and Noble, Amazon and many other web sites have used books alongside of their new books.  Just make sure the shipping cost doesn't negate the benefit of buying used. 

One last way to save money on books:  win them!  I am going to be giving away the book I received in the mail to one lucky reader!  Keep watching to find out how you can win. 

Here's a hint for what the book is.  The author was born in and now lives in the state of Texas.

Sunday, October 17, 2010

you CAN get stuff for free!

Stacy just commented on an earlier entry about a coupon victory she had this weekend.

"Scored my first freebie yesterday at Dollar General. Had a coupon for Reach floss that matched the price of the item! Small beginning, but feels good."

When it comes to shopping, there's not much that's more fun than getting something for nothing without racking up a criminal record!  If you haven't read any of the earlier posts in this blog, go back and learn how to save A LOT by shopping with coupons.

Double Coupons

Have you ever heard about people going into the grocery store and paying so little for a cart (or two!) full of groceries?  How do they save so much money? 

We've already learned a lot of couponing tricks together, but one you want to learn about is double coupons.  Unfortunately, since none of the stores in my area double coupons, I have no experience using them.  But it sounds fantastic! 

Check out this blog for some instructions on how double coupons work.  If you have a store in your area that doubles coupons, please comment with the store and location so we can help each other out.  And if you get some great deals with those double coupons, let us know that, too!

Don't forget to stop somewhere for your newspaper if you haven't already.  I got mine on the way to church this morning.

I hope everyone is having a great Sunday! 

Thursday, October 14, 2010

Our Budgeting Story

Can I just be honest and tell you that I have forgotten to tell you about one significant thing in my goal to be frugal and to get out of debt? 

The biggest thing I’ve learned on our journey is this:  we need to trust God with our finances.  He has given us the blessings of material wealth (yes, you are wealthy) as well as spiritual riches.  God wants us to be good stewards of what He has provided us with.  If we follow God’s principles and His leading, we will be on our way to the best possible financial position we can be in, and we will be able to serve God in whatever capacity He asks us to concerning our finances, as well as our time, which is so tied up in our money.

A few months ago, husband and I started a new budget.  This budget includes paying each bill that we owe each month, paying an extra $400 toward our debt (this spring we expect to cancel that credit card!), and then we also have an allotted amount of money for spending each month, which covers groceries, gas, and whatever other general expenses we have in the month.  This cycle goes from the middle of the month to the next middle of the month.  The last cycle, we had an extra expense of replacing the starter in our car.  The one before that, we had to buy three brand new tires.  Those two expenses, along with our regular necessities, have put us over our allotted spending for each month and not allowing us to “make up for it” the next month.  We should be having overdrafts on our account.  But each time something has come up with the car, we have heard God say to us, “I’ve got this.  Don’t worry about it.” 

Since starting the new budget, bills are getting paid; debt is being paid.  We are giving to the church as well.  We are not getting any overdraft notices in the mail.  A few times during this process, I have checked our bank balance at the ATM.  It’s never been exceedingly high, but I’ve always been surprised at how much was in there.  All our bills come out automatically, so I don’t have to login to the bank website every month, and so I don’t look.  I see that, somehow, by God’s blessing, our bills are being paid, with no problem, and I just don’t want to look and see what on earth (in heaven?) is going on in my bank account! 

I am trusting that this is going to continue to work as smoothly as it has been, and I am not going to go snooping around trying to figure out how it’s happening.  Maybe it’s nothing more complicated than timing being orchestrated just so, in order that every bill is paid.  I just don’t want to know. 

I’m not saying that your finances should be done in the same way; this is just what God has given to us at this time, and it probably won’t be this way long-term.  What I AM saying is that God is taking care of us in the way that we need it, and He will take care of you as well.

If you want to hear more about how God is blessing us, or if you want to learn about God and His blessings in general, PLEASE comment or message or email me.  I don’t care which.  I’d love to talk with you.

Tuesday, October 12, 2010

How to Get Things For FREE!

I just signed up to get a free bottle of Advil thanks to both Advil and a blog called Wicked Cool Deals.  My money-saving suggestion to you today is to find a couple of blogs that post about various deals that are available.  Wicked Cool Deals is one of those; another is Thrifty Common Cents.  Find them on Facebook and all of thier posts are available, just like mine are.  Check them out every day or every couple days and you can score some really great deals, including free samples and really good coupons. 

Another tip on how to get things for free, that I know I talk about incessantly, is Swagbucks.  You really should be using them, and you really should click my referral link to sign up!  It takes very little extra time out of your day, and you can earn all kinds of free prizes.  I mostly get Amazon gift cards, and with those, I can get just about anything my little heart desires.  All you do is use THEIR search engine, and as you do, you earn points throughout the day.  Redeem those points for all the good stuff in the Swagstore. 

One more way to find those good deals is to start liking companies on Facebook.  Yes, I admit, it clutters up your newsfeed, but sometimes a store will announce a sale on Facebook before they advertise it anywhere else.  Sometimes manufacturer's offer printable coupons that are only available on Facebook.  So check it out!  If you're not sure where to start, if you're my Facebook friend, go to my profile and check out what I have "liked."  I'm sure you'll find some that you like, too. 

BTW, that Advil deal has a limited availability, so hop over there before it's gone.  And check out the coupon policies; some stores don't take coupons for free items.  HEB doesn't.  :-p  But CVS does!!

Wednesday, October 6, 2010

Stacy and her eagle eyes!!

"Another register-watching moment: I bought ground chuck at Summer Fresh on Saturday night and the register rang the packages up at 26 lb. when the packages themselves weighed 20 pounds. After talking to management, I was refunded $9.55. I thought the total was off so I checked the weights before I left the store:)"

Remember to watch your items ring up so that you don't get charged incorrectly.  Computers aren't perfect and neither are the people plugging in the information!  Stacy just kept herself from losing $10 because she was paying attention.

Skim all the Ads!!

Here's a quick tip for you:  when you get the paper or get grocery store ads in the mail, skim over all of them, even the ones you don't regularly shop at.  I shop every Saturday at HEB because I feel like they have the best deals and good quality.  I scour that ad every Wednesday when I get it in the paper.  The Wednesday paper also comes with an Albertson's ad, a Lawrence Brothers ad, and a United ad.  I never look at the others.  I throw them out or pass them on  to someone else.  When I got home today, I had the same United ad in my mail box.  This time I decided to scan it over, and I found two! great deals.  First, they have B1G1 pork chops.  We mostly eat chicken, but we get pork or beef when we need a change, so those pork chops will be great.  They are also selling apples for a very nice price.  United is very close to my house, so on my way home from HEB on Saturday, I will be stopping at United for pork and apples. 

There's a lesson for you.  It's not always worth it to go to another store just for an item or two, but watch those ads.  You might find a deal with stopping for, especially if the store is a reasonable distance from your house or on your way from your grocery store or even work or church. 

Tuesday, October 5, 2010

All You Magazine

I know, there are a LOT of magazines out there to choose from.  But if you're a couponer, I am pretty sure All You is one of the best.  Every month, this magazine is stuffed with recipes, crafts, money-saving tips, and most of all, COUPONS!  All You Magazine offers two free trial issues on their website if you want to give it a shot.  But my suggestion is to do what I did.  I used Swagbucks to earn $20.00 worth of Amazon gift cards and then hopped on to the Amazon website and bought my subscription to All You for nothing out of my pocket.  It's hard to beat a free magazine filled with coupons and great articles!

Go ahead and either click on the All You magazine link to get those two free issues or check out Swagbucks and start earning your Amazon gift cards.  After you get your magazine subscription, you can start earning Swagbucks for one of the other great prizes you can get from Swagbucks. 

How Do I Save Money on Groceries?

So you've been couponing for a few weeks, and I'm guessing that you've probably gotten some really cheap shampoo or toothpaste from the drugstores, but maybe you're having a harder time saving at the grocery store. 

I have the same problem.  It seems to be a lot easier to save on that bathroom stuff than it is on chicken and bread.  My biggest tip to you on getting better deals when it comes to your groceries is to start stockpiling.  When that must-have brand of barbecue sauce goes on sale and you find that coupons.com has a coupon for that same sauce, print at least two coupons (two coupons of one kind is the website's limit per computer) and head to the store with the rest of your list.  Make sure you are aware of any limit your grocery store may have put on the item.  You've probably noticed that when there is a good sale, you are limited to two or four of an item, but chances are you've not purchased up to the limit.  Go ahead and purchase more than you need right away of items that are on sale, especially if it is a rock-bottom price. 

All You Magazine has an article right now that teaches some tips on how to stockpile.  I'll let you go check that out when we're done here.  Here's the link for you.

Stockpiling can be great fun, just be careful to watch those expiration dates.  There's nothing like having to throw away several items just because they are too old.  You may have bought them for a quarter, but still that was your money and your time researching that great deal that you just threw out.  If you don't think you'll use something up before the expiration date, don't buy it.  And by all means, skip that great deal on Cheerios if you've already got five boxes waiting for you at home.  Or better yet, buy it and donate it to a food bank.  Let someone else benefit from that magnificent deal you found. 

Another suggestion I would make.  Be mindful of your shopping budget.  When you start stockpiling, just pick one or two good items a week to buy extra of.  And be patient.  As you make gradual stockpiling a habit, you'll find that you run out of items less often, and you'll watch your grocery bill dip lower.  When you have a good stockpile, many of your staples you no longer have to buy at regular price.  YOU choose the price you pay on the food you feed your family, not the grocery store's sale cycle. 

Sunday, October 3, 2010

Making Makeup a Little Cheaper

We already know that we can use coupons to get makeup for cheap, especially at the drugstores.  In honor of my shopping for me today (still loving the lipstain, though it's faded a little), I have found two articles for us to take a look at.  The first one is about using the correct amount of product so that you aren't going through it faster than necessary.  The second one is about using the bits left in your compact, lipstick tube, etc. rather than throwing them out.

Enjoy!!

The Right Amount


Use It Up!

shopping for ME!

Today I went to CVS with $12.50 in ECB and a $5/$25 coupon.  There were a couple things I had been wanting, one of the new lip stains as well as some tinted moisturizer.  There were not very many things in the ad that caught my eye this week, so I figured today would be a good day to treat myself.  The lip stain is Maybelline brand, and I have to tell you that I LOVE it already.  I've never really liked lipstick because it's so intense and because you have to reapply all the time.  But I got a color that turned out to not be too intense.  I think it's called plum.  It stays really well doesn't overpower my face.  Oh, and it's not sticky or uncomfortable.  It starts out sticky, but once you add the balm over the color, it feels great!  So there's my commercial for that.  :-D

The lip stain was $10.99.  I also got a Revlon top coat.  It was on sale for $3.99, regularly $5.50.  It also came with $3.00 ECB for next time.  YAY.  Progresso soup was on sale B1G1 Free, and I had a coupon for $.50 off two, so I went ahead and got two of those, even though we still had around four in the cabinet.  I also got a 99% alcohol free toner.  The one I've been using I think is drying out my face, so I'm trying something new.  It was $4.99.  Lastly I got a Sally Hansen nail pencil for $3.99.  It wasn't on sale, but I really wanted it, and it brought my purchase total to just over $25.00.  Then I gave them my coupon for $5 off, my Progesso coupon for $.50, and the $12.50 in ECB.  Before coupons and sales, my total would have been just about $30.00.  After, it was $8.95 pretax, plus I have $3 in ECB for next time.


I hope you're doing some of your shopping this way as well.  It makes shopping for me less guilt-inducing, and you can get more bang for your buck!

Saturday, October 2, 2010

New Gadget!!

I snatched a new gadget that I saw on a friend's blog.  It's a bookshelf, and I LOVE it!!  I've decided I'm going to add books to it as I am reading them.  They may or may not be money/coupon related.  Maybe you'll find something new for your own bookshelf!

Medications

Husband is at the pharmacy picking up one of the prescription medications that he takes every day.  We have insurance, but as most of us know, medication is still expensive.  In honor of more money leaving the bank account this morning, here is an article I found for us with a few tips on how to save money on prescriptions.

Save Money on Medications

One of the biggest tips is to get generic if possible.  One of Husband's medications is generic and it's SO much cheaper than the medication he takes that doesn't come in generic form.

Friday, October 1, 2010

WOO!

YAY for eleven readers at one time, AND a new follower! 

Cars and Printers

Today we shelled out $400 to replace a starter in our 1993 Lincoln.  It's hard to complain about doing repairs on a car you had gifted to you, but it's still painful.  Today made me thankful that we've been saving so much money on our regular shopping so that the expense was a little easier to bear. 

Because of that, I've found an article for us to take a look at, from CBS, published on their website about a year ago.  I know, a year is OLD when it comes to information, but it looks like this common sense information is something we should be putting to use.  This article is not giving instructions on how to do your own repairs but more about how to choose a fair and reasonable mechanic and how to avoid the more costly repair bills.  Thank goodness because I don't plan to go out and change the oil in my car tomorrow afternoon!

How to Save Money on Car Repairs


And then, last night as I was trying to print a few coupons before the October coupon reset (don't forget to check out today's new printable coupons!!), the printer stopped in the middle of the first page and displayed an error message, suddenly telling me that the black cartridge is incompatible with the printer.  Which of course makes no sense because I was just printing with that cartridge a couple of days before.  The printer website gave instructions on how to fix the problem (resetting the printer, cleaning the connectors on the cartridge), but since neither of those work, I'm also going to be buying a new ink cartridge.  It's black ink, and it's an HP, so it's not that expensive, but still it's disappointing that I can't just go refill this one when it empties again.  Speaking of refilling, many Walgreens can refill ink cartridges.  Mine does it for $12 or $13.  Last time I did it, I paid for it in part with Register Rewards, and I got a coupon for a discount on my next refill.  Sounds good to me!


If you're doing CVS Extra Bucks, you should log into your account before you go on your next shopping trip.  I got an email reminder today that Summer ECB are available for printing from the website.  I'm pretty excited to see the sale ad for Sunday because I have $10 ECB from last Sunday, $2.50 ECB waiting for me at the website, and a $5/$25 coupon that I received in the same email with the ECB.  It smells like a good deal just waiting to happen!



Have a great weekend everyone!

Friday, September 24, 2010

Finally Friday!!

Thank goodness the weekend is here!  I have to work a little bit tomorrow, but that means some overtime.  WOO!

I just checked out the Sunday Coupon Preview and we are getting 3 (!) inserts this weekend, including my favorite, the Proctor and Gamble insert.  Check it out to get an idea of what's going to show up in your paper this weekend. 

Also, the Walgreens monthly coupon booklet is coming out on Sunday, so check out the list of coupons that are going to be available for October by clicking here. 

Have a great saving weekend everyone!!

Wednesday, September 22, 2010

Learning by Experience

Stacy went shopping on Friday.  She found some good deals, but she also learned a lesson about couponing.  Watch as items ring up and/or check your receipt before you leave the store.  And don't forget to use the coupons you've spent your time clipping!

"I bought an expensive salad dressing only because I had a coupon for $2 off-then forgot to use the coupon. I usually irritate the cashiers by disputing charges at the checkout. This time I was in lala land and missed several errors: 1) I bought 4 loaves of day-old french bread at Wal-Mart for .90 each except I was charged full price for 1, 2)I bought 10 bottles of shampoo at ALPS because they were the lowest I have ever seen them priced. Again, I was randomly charged full price for 4 of those. So to add it up, I wasted $4.89. Ugh!"


If something rings up incorrectly, point it out to the checker.  At the worst, you might have picked up the wrong item.  But at best, you'll save yourself some money by catching those mistakes.  Computers are not infallible!!  If you don't notice the errors until after you've finished the transaction, you should be able to take your receipt to customer service and get it sorted out.

Most important, don't beat yourself up too bad.  We all have our off days and can miss those deals.  Just be kind to yourself, and try to be a little more vigilant to not make a similar mistake next time.  For myself, making a mistake like that makes me a lot less likely to make it again since I'm looking for it more carefully.
Have any of you ever had to dispute the price an item rang up as?  Was it difficult, or did the employee work with you to figure out the mistake?

Monday, September 20, 2010

Don't Throw Away the Paper!!

Here is a great way to use the rest of that newspaper that comes with your coupons!

Click Here

36% Saved

Dear Couponers,

I hope everyone had a nice Monday! 

I had a great shopping day on Saturday but haven’t yet been able to post about it.  Saturday night we went to the fair, and then Sunday we went to church and then went out of town for a Monday morning meeting.  But now I’m back and ready to roll.

At CVS, I got 2 cans of Campbell’s Chunky soup that were on sale 2/$3.  I also had two coupons for .50/1, so I got those two soups for $1.00 each.  Original price before sale was $2.99.  Husband decided he wanted some nuts, and cashews were on sale, and I love cashews, so we got a can of those.  Normal was $5.99, but we got them for $2.99.  And lastly, Lucky Charms were on sale for $1.88 per box.  I had a coupon for $1.00/2, so that made them $1.38 per box.  Normal was $4.29. 

I had planned on getting a bottle of Nivea for Men shower gel, which was on sale for $4.99, with $4.99 in ECB.  I also had a coupon for $1.00 off, so that would have made it $3.99 OOP, with $4.00 back in ECB.  The plan was to buy the shower gel in one transaction and use the ECB to pay for everything else.  Unfortunately, they were sold out.   I still got a great deal.  I spent $7.75 and saved $12.80.

At Walgreens, Progresso soup was on sale, 4/$5.00.  I had two coupons for $.50/2, so I got the soups for $1.00 each.  Unfortunately, Walgreens doesn’t print the individual “saved” amounts, so I’m not sure what normal is, but I imagine it’s around $2.50 - $3.00 each.  Then Froot Loops were on sale, $1.99 each, and I had a coupon for $1.50/2, so the two boxes of Froot Loops were $1.24 each.  I FINALLY got my Glide floss that I’ve been trying to find in stock all month.  It was on sale for $3.99, and I had a store coupon for $2.00 off and a manufacturer’s coupon for $.75 off, so it was $1.24.  I think normal is around $5.00.  Then the Ragu pasta sauce was on sale 2/$3.00, so I got two of those.  I also got about $10.00 in non-sale items that the husband and I were needing.  So in all, I spent $19.69 before tax, and saved $19.85.

Because I got soup and cereal at both of the drug stores and the fact that I still had some meat and vegetables left from last week’s shopping (all frozen of course), HEB was a breeze.  We bought some on sale peaches, some more vegetables, with a coupon, baked potato chips, with a coupon, cheese, juice, and some ELF brand makeup supplies for me ($.99 each!!) as well as a few other things.  We spent $38.65 after tax, and saved $4.12 between sales and coupons.  And I’m pretty sure four boxes of cereal and six cans of soup are going to last us, so maybe next week’s HEB trip will be a little lighter as well.

How is your shopping going?  Post your deals in a comment and I’ll give you an entry to showcase how you’re doing!  And don’t forget to pass the blog on to your friends.  Everyone needs to save money!

Friday, September 17, 2010

Ragu

Hopefully, I'll quit posting about pasta sauce soon.  I just wanted to point out how good drug store deals can be.  Ragu pasta sauce seems to be on sale everywhere right now.  I just found that it is on sale at HEB 2/$5.  But CVS has it on sale 3/$5, and Walgreens has it on sale 2/$3.  What were you saying about the drug stores being more expensive?

Your Two Cents

If you haven't noticed, there is a new poll to vote on.  There are four days left to vote.

Sunday's Coming!!

Guys, don't forget to check out the Sunday Coupon Preview and get an idea of what coupons are going to be like this weekend.  Remember that it's not an exact match for everyone, but more of a guideline for what's coming.  I sure hope that I get the Scotch-Brite coupon, though!!

Tuesday, September 14, 2010

Repurposing

Tonight we're having spaghetti and I'm making extra sauce so that we can use it another night  . . . probably two other nights, from the looks of things.  So now I've got two nice, heavy glass jars.  I'm sure you guys have dozens of ideas about how to use those jars.  One option is to use them as glasses.  I don't know about you, but I've got enough glasses, and the threads on the rim feel kinda weird.  LOL

So, what else is there to do with glass jars? 

money saving tips

I don't know about you, but I love to read articles on different ways to save money, not just couponing.  The problem is, these articles very seldom have tips I can put to place in my own life.  At this point, I don't pay for utilities, since they are included in the rent.  I don't have children that need babysitting co-ops.  I don't have a $3-$5 a day coffee habit.  But I still want some good hints on how to spend less in various areas of my life. 

I'm going to spend a little time in between shopping trips :) looking for some hints that we can all use to save a little money in our day-to-day activities.

First, here is an article I found for you about saving money with laundry expenses.  The Simple Dollar suggests using cold water instead of hot and drying your clothes on a line instead of in the dryer.  They also offer a recipe for homemade laundry detergent and give you an alternative to using fabric softener.  There are only eleven points, so it's a pretty quick read. 

On the website Dumb Little Man, I found several more tips, but the one I liked the best is for those of you who work outside the home.  Vending machines and convenience stores are really expensive!!  If you're able, keep a stash of snacks, preferably healthy ones, at your workspace.  That way you avoid paying for the very expensive items in the vending machines or running to the covenience store down the road.


So check these out, and let me know what kinds of frugal tips you practice!

Sunday, September 12, 2010

Shopping at CVS

My favorite store to shop at is CVS. I can’t get all my shopping done there, but I seem to find the best deals there.




The very first thing you need to do to go shopping at CVS is sign up for an Extra Care Card. Very important!!! This is what enables you to get the greatest deals. https://www.cvs.com/CVSApp/user/extracare/extracare.jsp;jsessionid=z8pGMN1ZnG1SQGR6mB5dJL5d7Zvp3TQ1YfVKLvMhVCCpvy46G8FL!-2081313833



You will get in the mail a credit card sized card and two small cards for your key chains. I forget how long this takes to show up, but sign up for it right away so that you can start saving as soon as possible. If you don’t have a card, the cashier might scan a “generic” card (or her own card? Who knows?) to enable you to get the sale prices, but you are still missing some of the things that make the Extra Care program so great.



When you get your card, make sure you can log in to the CVS website and that your card is attached to your account. This enables you to receive coupons in your email every so often, and sometimes those coupons are pretty spectacular! My biggest savings often come from using those emailed coupons. Often these coupons give you a certain amount off of a total transaction amount. These coupons can be applied BEFORE your coupons and ECB, which means your total OOP can drop dramatically.



Some CVS stores now have a price scanner somewhere near the front of the store. It is also a coupon printer. YAY! Scan your Extra Care card and it will print out some coupons for you. I’ve gotten as many as five or six in one shot. They usually have very short expiration dates, so you’ll want to decide right at the moment if it’s something that you want to use. Look them over well so you don’t miss something good! I very seldom actually use the price scanner option since I very seldom pay full price, but it is helpful sometimes if you’re trying to make sure you’ve picked up the right item for a sale.



Make sure to scan your card with the cashier every time you make a purchase. CVS uses your Extra Care card to track your quarterly spending, and at the end of the quarter, you are awarded with a certain percentage (1% or 2%) of your spending back in Extra Care Bucks (ECB). You can either log into your account and print them from the website, or they will print on your receipt on your next transaction at the beginning of the next quarter. These ECB spend like money at CVS. They are nontransferable, and you have to have your card scanned when you use them.



ECB are also awarded for buying certain items, the same as Register Rewards at Walgreens. You buy such and such item for X amount, and X amount of ECB prints on your receipt. They print on THE END of your receipt rather than on a separate piece of paper like at Walgreens. Make sure to check the expiration date on these so you don’t lose out on your deal. And of course, keep track of them! If you lose them before you spend them, it’s like throwing money away.



If you read the Walgreens directions, you’ll remember that you can’t “roll” RR. Meaning, you can’t pay for an item with RR earned from an identical item and still earn the RR again? At CVS, you can. You can buy an item for $5.00, earn $5.00 ECB and go back and buy the same item again with those ECB and get ECB again. Make sense? It’s alright if it doesn’t. It’s a little tedious to shop that way, but some people do.



Just like Walgreens and HEB, you can stack coupons. If CVS has a coupon for an item, you can use it with a manufacturer’s coupon for the same item. You can also use manufacturer’s coupons on sales.



Before you go in the store, have an idea of what you are going to buy and how your coupons are going to serve you. It’s a lot easier to sort out at home than in the store. But be flexible. Sometimes things are sold out!



Again, just like at Walgreens, you might want to do several transactions in order to use ECB from one transaction to pay for the next transaction. Just be nice to the people paying full price and let them go ahead if you have several transactions to do.



When you’re at the register, hand your coupons to the cashier in this order: $ off transaction coupons (VERY IMPORTANT that this goes first!), CVS store coupons and manufacturer’s coupons, then ECB, and very last, money to make up whatever balance you might have left.



Now that you (hopefully) understand CVS and ECB better, go take a look at your CVS ad and see what kind of deals you can work out. Let us know what you find! If you have any questions, please ask and we’ll get it figured out.

Sunday, September 12

Ok, guys, did you get your newspapers this morning?  We went to early service, picked up a paper afterwards, and I came home and started clipping!  I looked over the CVS and Walgreens ads again, this time in print and with my new coupons to compare them to. 

I didn't get a Ragu coupon or an Uncle Ben's coupon, both of which I was hoping for from seeing the Sunday Coupon Preview, so that's just a reminder again that we can't depend on that list being accurate for our locations. 

But I did get lots of great coupons and printed a few more from the various websites, and I've sorted out what I'm doing at both the drug stores this week.


At CVS, Nivea for Men Active 3 bodywash is on sale for $4.99, and you get $4.99 in ECB back.  I also have a $1.00 off coupon for the same item, so I'm going to pay $3.99 for the body wash and get $4.99 back.  YAY!  And since I'm only buying about $5.00 worth of other items, I've decided to make the body wash a single transaction so that I can go ahead and use those $4.99 ECB to pay for the other items.  (Remember, ECB work similar to RR at Walgreens.  I plan on posting information about CVS this afternoon, so you'll be able to understand that better.)  For the second transaction, I am going to be purchasing a few things. Campbell's Chunky is on sale for 2/$3.00, and I have 2 - .50 off coupons, which brings the price down to 2/$2.00, or $1.00 each.  Lucky Charms, which I seldom buy name brand, is on sale for $1.88 a box, and I have a coupon for $1.00 off two boxes.  That will put them at $1.38 per box.  That puts my total at this transaction for $4.76.  Remember I have $4.99 in ECB, and we don't get the difference back so in order to spend it all, I'm also going to get a pack of gum, which I like to keep in my purse anyway.  Assuming the gum is around $1, I'm going to pay about $.75 for this transaction.

That has me spending around $6.00 for the two transactions, which is about $13.00 worth of stuff, and that's after the sale prices, since I don't know what regular is at CVS on these items. 



Now, on to Walgreens.  First I have a quick correction to make.  I looked at the Walgreens coupon policy this morning, and you can't have more MANUFACTURER COUPONS than items.  That means, as I read it, that the Walgreens coupons don't count in that total.  I think that's wonderful because this deal I am going to do this week has one less manufacturer coupon than items, but if I added the store coupons, I would have to add extra items to make the difference.

So here we go.

Progresso soup is on sale 4/$5.00 with a coupon from the ad.  (Hubby eats a lot of soup.  LOL)  I also have two .50 off 2 coupons for the soup.  That makes the soup 4/$4.00, or $1.00 each.  This soup was on sale at HEB the other day for $1.50 each, so I'm pretty excited about $1 per can. 

Froot Loops are on sale for $1.99 per box.  Again, I don't usually buy these name brand.  I have a coupon for $1.50 off 2 which makes them $1.24 each.

Ragu pasta sauce is on sale, 2/$3.00.  It's also on sale 3/$5.00 at CVS, but Walgreens' sale comes out to less per jar.  It also comes to less than I bought the HEB brand pasta sauce for yesterday.

Crest Glide floss (remember it was sold out on me last week?) is still on the same deal, $3.50, with $2.00 off with a Walgreens coupon and $.75 off with a MFR coupon. 

Lastly, I have a RR left over, which is going to expire on Saturday, so I had better use it!

This isn't as good of a deal, but my total before coupons is 15.97 (after any sales that I don't have the regular price for) and after coupons is 9.72.



If you've worked up any deals from your ads this week, post them in a comment, here or on Facebook, and I'll post it here for you so we can all see the goodies you've found.

Also, don't forget to share this blog with anyone you know who wants to learn how to use coupons.

Be watching for the CVS post later this afternoon.

Saturday, September 11, 2010

Lessons Learned

I learned two things today.  First of all, always buy road hazard when you get new tires.  YESTERDAY we had two new tires put on because one of them had a weather crack and I'm sure the other wasn't much better.  This morning, we found a screw in one of the new tires.  It was in the side wall, so it couldn't be patched.  Since we did not have road hazard, we had to buy ANOTHER tire today.  This time we got road hazard on it, and they let us put road hazard on the other, retroactively, since we just bought it yesterday and it was fine.  LESSON LEARNED, thank you very much.

Here's another lesson.  Find and print the coupon policies for every store you shop.  I brought my very nice free cookie coupon WYB a first package of cookies and a gallon of milk to HEB, my favorite grocery store.  Now, I've read their coupon policy, but I didn't have it in my trusty notebook. 

Here is what it says:

Buy-one-get-one-free coupons (BOGOs) are accepted. (i.e. Buy X, Get X Free)


“Free product” printable coupons are not accepted (i.e. Get X Free)
 
Click Here if you want to see the HEB coupon policy. 
 
 
It makes perfect sense to me that my free cookie coupon is just fine because I have to buy a first package of cookies as well as a gallon of milk to use it.  Their scanner was having trouble (it wasn't even wanting to scan my HEB issued coupon I got last week) and the girl said that since it was a get X free coupon, they couldn't use it.  I persisted, and the girl gave it another go and it finally went through.  Since I didn't have the coupon policy with me, if she insisted, I wasn't going to push, even though I knew I was in the right.  I don't want to become a bothersome couponer.  I'm just glad that, and my other coupon, finally went through.  But I'm printing the coupon policy right now so I don't have that problem again.
 
 
My goal was to be at $50 or less.  I didn't reach the goal.  I spent $67.00, but I saved $20.00, so all in all, I'm pleased.  Though, I have a feeling if I wasn't shopping with my husband, I would have hit my goal, considering the several additions he made to the shopping cart.  LOL.  That's alright.  I'm trying to not be too militant about this because that just gives coupons and shopping a bad flavor, and I'm enjoying it so much that I don't want to turn it into a bad thing. 
 
In summary:
 
ALWAYS GET ROAD HAZARD.
 
PRINT YOUR COUPON POLICIES.
 
 
Have a great weekend and don't forget to pick up your paper(s) tomorrow!
 
 
 
 

Friday, September 10, 2010

Walgreens Sneak-Peek

Walgreens SneakPeek is now available for next week's ad!!  Make sure you're looking at the ad for your location so that your deals are accurate. 

Polling

The poll has four days left.  If you haven't voted yet, please do!  And I'm planning the next poll question.  If you have a suggestion for a poll question, let me know.

here come some more coupons!!

Ok, guys, Sunday's coming!  And this Sunday, there are three inserts in the paper:  General Mills, Smart Source and Red Plum.  Go to Sunday Coupon Preview to get an idea of what's to come.  Remember this this list isn't exact because coupons can vary from region to region, but the list does give you a general idea of what's going to show up.  It can help you decide if one paper is plenty or if you think it might be worth it to get an extra one (or two?)  Don't forget to click "more" under each insert list to see the full list.

Thursday, September 9, 2010

CVS Deals

Hey CVSers, I just saw that Coupons.com has $1.00 off coupons for Wisk, the laundry detergent I got bogo yesterday.  If you print two of those, if your CVS is doing the sale, you should be able to get two bottles of Wisk for $6.99.  Not quite the deal I got with the $3.00 off coupons, but if that price looks good to you, the sale is on through Saturday.

And on to next week's CVS.  My area's ad showed Ragu 3/$5.00.  I was hoping to find some good coupons to match up with it but I didn't run across any.  Campbell's Chunky soups are 2/$3.00.  I have a printable coupon for $1.00 off of 2, so that would make the soups $1.00 a can. Husband likes those, so that's going on my list! 

coupons and next week's CVS ad

Facebook has a Campbell's Soup coupon to check out!  Click Here   It's .50 off two cans.  If you find a good sale, that could make for some cheap soup!

I also found a new coupon website called Snackpicks.com.  Right now there are only two coupons, one for Cheezits and one for Famous Amos cookies.  You have to register to print.

And for CVSers, there is a sneak peek posted for next week's ad:  Click Here Make sure to choose upcoming weekly ad so you're not looking at this week's.  The dates above the ad will help you be sure.  If you see a good deal, let us know!

TIffany E got some great deals!

"Rick and i took our first trip to walgreens.


I used the 3/$1 off coupon for the Campbell soup at hands they had a coupon For 99 cents each.

Also got a small travel size degree Was $1 i had a 75 cent off coupon for it Plus i got St ives body wash was $2.99 but it was on the register rewards so i got a $2 coupon for it.

Over a good first experience.

Dillons here is having a cart busters event and we got a few of good deals.

They had the 10 for $10 on Colgate toothpaste you dont have to buy 10 items. I had 3 Colgate toothpaste $1 off coupons so 3 free tubes.

Also had 2 quaker oatmeal $1 off coupons. They had it on sell for $1.98 so I bought 2 boxs for 98 cents each. Very good day. Just cant wait tell i get more coupons and i could have saved even more."

Tiffany E
 
 
 
Let us know how your shopping trips go!  Give us both the victories and the not so stellar wins.  We'll learn from each others' good shops and we'll learn from the goofs. 

Wednesday, September 8, 2010

64 loads for $1.49

One thing that always puts me in a great mood is a super trip to Walgreens or CVS!  Today I left work and went to Walgreens after my free dental floss.  Unfortunately, they were sold out.  I have to say, that floss is a good deal if all you do is walk in the store and see the Walgreens coupon for $2.00 off, so I'm not surprised it was gone.  That was really the only thing I was going to Walgreens for; everything else was just extra, so I left there and went on my way to CVS.  I was a little worried that the deal I wanted there was going to be sold out, too, because it's a stinking awesome deal, but it wasn't!! 

I am not brand specific on laundry detergent, and today I was very grateful for that fact!  Wisk Ultra was on sale for buy one get one free.  It costs $8.49 per container.  Since it was bogo, it was $4.25 each.  Then I had two $3.00 off coupons, which I think came from the newspaper the Sunday before last.  So that made them $1.25 each.  AND I had $1 Extra Care Bucks (similar to Register Rewards at Walgreens).  That ECB made them $.75 each.  Before tax, I paid $1.49 for two laundry detergents - 64 loads.  I think I'll wait a little while before I buy laundry detergent again!

The moral of the story is:  hold onto all your coupons.  I nearly tossed those out because I didn't think I'd have any use for them.  Watch the sales and compare the pretty good or even average looking sales to your coupons and find an incredible deal!

Have any of you made it to Walgreens or any other store using your printed coupons from the first of the month?  I'd love to hear any of the great deals you're finding.  I'll post your deals in an entry so that we can all celebrate together.

And if you think you know some people who want or need to save some money, please share this blog, either by emailing the link or putting the link in your Facebook feed.  There are some deals out there we've just got to share!

Have a happy Wednesday!

Tuesday, September 7, 2010

chicken spaghetti on the cheap

I just found a recipe for chicken spaghetti that is said to feed 10 people for $8.00!!  There are certainly not 10 people in this house (I don't think they would fit!) but it could sure make some leftover lunches the next day . . . and the next day.  LOL

Here's the link if you want to check it out.  Chicken Spaghetti

spaghetti sauce

Dear Couponing friends:

Since I know I am going to do pasta at least once, probably twice, next week, I've had my eyes peeled for pasta and sauce coupons.  I just found a sauce coupon.  Click Here  It is for Classico brand.  If you're brand specific on this one, lucky for you!  If you're not brand specific, be sure to look at the prices on other sauces and check out the unit price to see if this turns into a good deal for you.  It might help for you to start bringing a calculator to the grocery store so you can make sure you're getting good deals.  The coupon is good until October 7th.

I did find a suggestion yesterday on how to stretch spaghetti sauce or make a generic one taste a little better.  Here you go, if you're interested. 

2 cans or jars of spaghetti sauce
1 - 15 oz can diced tomatoes
1 - 15 oz can tomato sauce
1 1/2 Tbs Italian seasoning
1 Tbs sugar
1 1/2 - 2 lb groud beef, browned and drained

Bring all ingredients to a boil, then reduce heat to low and simmer for 30 minutes.

I know that's a lot for my household, so I'm going to freeze the extra in Ziploc bags.  Bags are better than bowls because you can freeze the bags laying flat and they take up a lot less space.  This is especially good if you're only working with a little freezer. 

Monday, September 6, 2010

Free Dental Floss

It seems that more of you have Walgreens nearby, so we’re going to talk about Walgreens first and CVS later.




The drug store deals take a little extra work, but for the extra effort, the payback is very good. If you simply walk through CVS or Walgreens, you would probably say that the prices are generally higher than your grocery store or Wal-Mart prices, but when you learn how to shop at the drugstores, you realize that there’s no place you’d rather shop!



The biggest part of learning about shopping at either of the drug stores is learning how to use the loyalty programs. Walgreens’ loyalty program is called Register Rewards. You don’t have to sign up for this at all. It is an automatic program. When you look through the ad, look for items that are listed as having Register Rewards attached. When you buy items with Register Rewards, when you check out, the register prints out an extra ticket along with your receipt. This extra ticket, your Register Reward, functions like a coupon that applies to the balance of your next purchase. The next time you make a purchase, present your coupons in this order: manufacturer’s and store coupons, RR and then finish the balance with your cash. It’s so much fun to watch the balance drop as those coupons get scanned in!



Sometimes items are listed as free after Register Rewards. If you have coupons for that item as well, you’ve really hit the jackpot. Say you find that Walgreens is selling toothpaste for 2.99 per tube, but you get 2.99 in Register Rewards when you buy it. If you have a $.50 off coupon, you only pay 2.49 for the toothpaste, but you get back 2.99 in Register Rewards.



Walgreens has many sales listed in the circular besides RR deals, and there are also often store coupons in the circular. These sales and coupons can be combined with your manufacturer’s coupons to save even more. For example, if you have two coupons for a buy one get one free sale or a buy one get one half off sale, use both coupons and see just how little you have to pay for those two items.



Some Walgreens shoppers do multiple transactions per visit. That way, you buy a few items per transaction and use the Register Rewards from one transaction to pay for the next transaction. It’s pretty incredible, though I’ve not had the inclination to try that out more than once. But if you do want to try it, I will help you sort it out if you’d like. One thing you need to know when you do multiple transactions is that you can’t “roll” the RR. That means you can’t use the RR from one transaction to buy the same item on a future transaction and receive the RR again. You can receive RR each transaction, but they need to be on different items. Just remember if you try this out, be polite. Multiple transactions can take a little while, so let other people go ahead of you. It’s only fair. You’re spending a lot less than they are, so have pity and let them pay full price first.



Each month, Walgreens puts out a booklet that is kept in the store next to the circulars. Make sure to look it over (lists of included coupons are usually available online at the great deal blogs) and match it up with the manufacturer’s coupons you’ve gathered.



If your coupon is for more than the price of the item you’re redeeming it for, the coupon will be adjusted. You won’t find the Walgreens clerk giving you money back (unless you count your RR that is!)



If you get a coupon from Walgreens that says $ off $$ - if you spend so much you get so much off your purchase, keep in mind that the total purchase has to be after all of your coupons have been applied.



A very important thing to remember when you’re putting together your deals is that at Walgreens, your number of coupons cannot exceed your number of purchased items in a transaction, including your RR. It’s really easy to remedy, so long as you keep it in mind. If you’re going to purchase five items, but you’re using eight coupons to do it, you need to purchase three more items in order for all the coupons to run. One of my couponing friends keeps a list of small house essentials that she purchases when she needs a “filler” item. That can include batteries, pens and pencils, or really any other item that you’ll use anyway.



Here’s an example:

This Saturday, I am going to Walgreens for one item. I don’t usually make a trip for just one item, but it’s too good a deal to pass up. I’ve become attached to a particular brand of floss, and it is on sale for $3.50. The monthly Walgreens coupon booklet has a coupon for $2.00 off. I have a manufacturer’s coupon that is for $.75 off. And last week, I bought a bottle of Listerine mouthwash that earned me $1 RR. If you’re keeping track, that puts me at one item and three coupons. And with a negative cost of $.25 before tax. But I need two more items. I’m not sure yet what they will be, but I’m hoping to get two things that are less than $1.00 together. So for this nice floss and a couple of other items, it will put me around a $1.00 OOP.

What was that you were telling me about how your grocery store is so much cheaper than the drug stores?



If you have any questions about shopping at Walgreens, please feel free to ask. It can be a little overwhelming at first, but it’s worth taking the time to figure it out.

Here is a link to the Walgreen's coupon policy.  You might want to look it over and even print it out and keep it with you when you shop.  Sometimes the cashiers don't know policies as well as they should.  :)  Walgreens Coupon Policy

(If you do more research online about shopping at Walgreens, you might find something called an Easy Saver or rebate booklet. Unfortunately, they don’t do that program anymore.)

Sunday, September 5, 2010

$50 or less?

Generally for us,a trip to HEB takes anywhere from $60 - $100 out of the bank account each week.  This week, it was actually $55.00 after a few coupons.  Even though I feel I do very well shopping at the drug stores, I haven't mastered shopping the grocery stores yet.  I've decided that I am going to try to make my shopping trip next weekend $50 or less.  And I would like to make that a fairly consistent number.

I am going to use the website $5 Dinners for some inspiration. 

I am thinking of changing up what I purchase to both add some variety to the menu and to find some cheaper alternatives to what we already get.  I will let you know about how my grocery trip goes next Saturday.





I've also started considering going to Sam's Club for paper goods (toilet paper and the like) and possibly bulk meat.  Do any of you use Sam's Club?  Since there are only two of us in my house, I am undecided about paying for the membership.  We don't have a lot of space to stock up, so I will have to be selective about my bulk shopping choices.



One last thing, it was pointed out to me that one of the readers couldn't comment because she didn't have an account.  I changed the settings so anyone should be able to comment.  It won't show up right away, though, because I have set it for moderated comments, just in case.

Saturday, September 4, 2010

Way to Save!

Here are some general grocery shopping tips to make the most of your coupons, your store’s sales and your time! There’s a lot of information here, so take it in a little at a time if you need to.








Keep a running list during the week of items that you are out of or nearly out of. Try not to run out to the store for just one item. You KNOW you’ll get more than just the one item and you’re wasting time and gas.



Before shopping, look at the sale ads and compare them to your coupons. Plan your meals for the week around items that you already have and are on sale. If you are able to buy mostly sale items, you’ll see a great difference in your final total.



Remember that for the most part, you can use a store coupon and a manufacturer’s coupon on the same product. You can also combine sales and coupons. Today, I bought toothpaste that was on sale, and I had a $2.00 store coupon, and a $.75 manufacturer’s coupon. I bought a good name-brand toothpaste today for $.75. Be careful, though, that you really are using one of each kind. For example, most of HEB’s coupons in store are actually manufacturer’s coupons. Look in the bottom corner and if it says “M” it is manufacturer’s, and if it says “S” it is store.



Watch for super buy one get one free deals. If your store is doing a buy one get one free on X and you have a manufacturer’s coupon for buy one get one free on X, you can actually get both free! I got several free bottles of Sobe a couple months ago with a deal like that.



If you find something marked down to a great price, if it is something that will keep and you use often, buy a few. Designate a space for these extras. I have a Rubbermaid tub where I keep non-food items that I’ve bought cheaply but don’t have use for quite yet, such as toothpaste, mouthwash, deodorant, laundry detergent. If you do this for many of the items you use most often, you will find that you don’t have to buy things at full price quite so often. I haven’t bought laundry detergent, mouthwash, deodorant or toothpaste for full price since Christmas.



It may be helpful to you to put your grocery list in the order that they are found in the store. It makes for a quicker trip and there is less backtracking, so you are less likely to find items that are not on your list.



That being said, stick to your list! Don’t let those unneeded items find their way into your cart. If you find a great deal you weren’t expecting, consider it carefully, and if it is worth it and won’t blow your budget, go ahead and get it. And this statement works both ways. Stick to your list. I went to CVS today and cut four items off my list, which meant I couldn’t use the $5/$30 coupon I had. I figured that those other things I didn’t need at the moment, and I was trying to pare down my costs, seeing as it’s getting close to payday . . . and of course that means the budget is getting a little tighter. And when I got out of the store, I realized that the five items I bought would have been just about equal to what the nine items would have cost after I added in my other coupons.



If you are serious about saving and have the time, shop more than one store. Be wise about this because you don’t want to spend more gas and time than you are saving, but some weeks, I go to HEB, CVS and Walgreens, if the deals are good enough.



Don’t assume that Wal-Mart is cheapest!! Wal-Mart may be cheapest if you aren’t watching sales and coupons, but once you add those in, a regular grocery store may be better. Do some research and make sure you really are shopping where you are getting the best deals, whether it is Wal-Mart or some other place.



Don’t assume that bigger packages or bulk stores are cheaper. Be aware of unit prices. Usually the unit price is marked on the price tag.



Take advantage of shoppers’ cards and loyalty cards. Also be aware of the coupon policies at the stores you shop. Most of those are available online.



Buy in-season vegetables and fruit. Consider trying out the local farmer’s market.



Don’t be brand-specific. As much as possible, be flexible as to the brands you buy. At the least, choose a few brands that you like. That way, if your favorite is not on sale, another brand may be and you still get a good deal. Sometimes we just have to be brand-specific, but where possible, try out others. And don’t be afraid of trying generic.



Pay attention to what your coupon SAYS. The picture is not quite as important. Often a coupon will be put out with a picture of the most expensive option and then it says “any variety” so you could use it on the least expensive option. Sometimes coupons say what sizes are allowed or will say any size. Sometimes you have to buy more than one of an item to use the coupon.





If you’re shopping for many people, consider buying more than one paper a week. I buy one a week, and I get the coupons from the newspaper at work. For two people, that is plenty. But if you have a large household, you might want more. Just make sure your time clipping and sorting is balanced by the money you’re saving.



If you have any tips that I didn’t put here, please let me know, and I’ll post it. If you need more clarification on anything, don’t hesitate to ask!

Friday, September 3, 2010

NO COUPONS THIS WEEKEND

What a great week to start a couponing blog!  I'm sorry, guys, with the holiday weekend, there will be no coupons in the newspaper this Sunday.  Don't buy a paper unless you want to read the news!

Spectators or Participators

Now, I'm not one to beg for feedback, and I know you guys are reading because my stats say so, but I am really hoping this blog can be a place we can work together to save more on our shopping.  That means tonight I am going to ask you to participate! 

I do my shopping on Saturdays, except for the occasional time I get to do my CVS and Walgreens shopping during the week, so Thursday and Friday nights are the nights that I start getting my shopping lists in order.  And that means I am trying to answer the age-old question:  "What's for dinner?" 

Food can be one of our biggest expenses, but it's one we have the most control over.  You decide what you eat, where you buy what you eat, where you eat, and how you eat.  And that can make the difference on whether you meet the budget for the month.  Um . . . you have a budget, right?  Believe it or not, I feel more freedom with a budget than without.  I guess we'll have to talk about that sometime, too.

The point of all this is that I want recipes.  So pull out your trusty recipe book and find your favorite, and hopefully frugal recipe and post it in the comments.  It can be a recipe for an entree, a side, dessert, a snack, breakfast . . . whatever.  Just make sure it tastes good!  I'll post your recipes as entries so we make sure everyone sees them. 

Here's my offering to the cause:

Key West Chicken

3 tbs soy sauce
1 tbs honey
1 tbs vegetable oil
1 tsp lime juice
1 tsp chopped garlic (I usually just use garlic powder)
4 skinless, boneless chicken breast halves  (I can find chicken thighs for $1.00/lb pretty much all the time at HEB and bone-in split breasts for $1.00/lb pretty regularly.  So you don't have to use boneless, skinless.  Just use whatever you like and whatever fits your budget.)

In a shallow medium dish, blend soy sauce, honey, vegetable oil, lime juice and garlic.  Place chicken into the mixture.  Marinate in refrigerator at least 30 minutes.  Bake until done.


I love this recipe because it's quick, except for the marinating.  There's very little other prep work so you can spend your evenings doing other things rather than cooking.

Now let's find out what you've been cooking!